Car Insurance
Looking for a car insurance comparison? Get a car insurance quote from New Zealand’s Most Trusted General Insurer. From Comprehensive to Third Party insurance, we’ve got you covered. Live a little freer with AA Insurance.
Get a quote Retrieve a quoteThree levels of cover
Comprehensive
Keep yourself fully protected with our most popular cover. We'll cover damage to your car, as well as damage you might cause to someone else's car or property.
Third Party, Fire & Theft
Cover for your car if it is damaged by fire, stolen, or you accidentally damage someone else’s property with your car.
Third Party
Basic cover for you if you damage someone else’s property with your car.
*As voted by consumers 2011 – 2020 in the Reader’s Digest Trusted Brands survey. For more information visit aainsurance.co.nz/awards
Compare cover
Agreed Value
If your car is ever written off or stolen, your settlement will be based on the value agreed when you took out your policy, or last renewed it. And this includes any accessories or modifications we agreed to cover.
Theft
One event, one excess
If you have more than one policy with us and have an accident, you'll only pay one excess - the highest applicable one.
Theft
Discounts
If you have more than one policy with us or you're an AA Member - you may receive discounts.
Theft
Lifetime Repair Guarantee
When we repair the damage to your car through our quality repairer network , we guarantee the repairs for the life of your car, even if you sell it.
Theft
Towing, transport and storage
If you have an accident and your car is not able to be driven, we’ll pay to tow your car to the nearest place of safety, store it there, and get you and your passengers home.
Theft
Damage to someone else's property
If you accidentally damaged someone else's car or property, we'll pay up to $20 million if you're legally liable for the costs.
Theft
Damage to your car
If your car is accidentally damaged by you or someone else, we'll repair it or pay you your Agreed Value to replace it.
Theft
Damage caused by an uninsured third party
In an accident where an uninsured vehicle has caused damage to your car, we’ll pay for the repairs to your car up to $4,000.
Theft
Car is stolen
If your car is stolen - we'll pay you your Agreed Value to replace it.
Theft
Fire damage
If your car is accidentally damaged by fire, we’ll either repair it or pay you your Agreed Value to replace it.
Theft
Excess-Free keys and locks
If your keys have been stolen and your car is at risk, we’ll pay to replace the keys and locks on your car up to $750 – and you won’t have to pay an excess.
Theft
Excess-Free Glass Cover
By adding Excess-Free Glass Cover, you won’t have to pay an excess if your claim is only for accidental damage to your windscreen or windows.
Theft
Rental Cover
By adding Rental Cover, you’ll be provided with a rental car to keep you on the road while your car is being repaired.
Theft
Policy document
This is only a summary of key benefits. Application for cover is subject to Underwriting acceptance. For full details, exclusions and limitations, please read the policy document.
Frequently asked questions
{{ title }}
Why choose AA Insurance?
NZ's most trusted insurer
Thanks for voting us New Zealand's Most Trusted General Insurance provider for ten years running. Earning your trust is one thing. But keeping it is everything.
Our awardsWe put you first
We put our customers' needs first and pride ourselves on working with them to eliminate stress and uncertainty.
Contact usEasy, stress-free claims
One of our Customer Managers will guide you through the entire process. They'll keep you fully informed, making sure things stay on track and hassle-free.
Making a claim with us