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Third Party, Fire & Theft

Looking for a car insurance comparison? Get a Third Party, Fire & Theft car insurance quote from New Zealand’s Most Trusted General Insurer. Live a little freer with AA Insurance

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Voted Most Trusted General Insurer* by NZers for 10 years running

What is included?

Agreed Value

Your Agreed Value is the amount we agree to insure your car for when your policy begins and at each renewal. We'll pay you your Agreed Value if your car can't be repaired or is stolen.

Cover for fire damage and theft

If your car is damaged by fire or stolen, we'll pay up to your Agreed Value to repair or replace it.

Damage to someone else's property

If your car accidentally damages someone else’s car or property, we’ll pay up to $20million if you’re legally liable for the costs.

Uninsured accident cover

In an accident with an uninsured vehicle - we'll pay for the repairs to your car up to $4,000.

Optional extra

Excess-Free Glass Cover

By adding Excess-Free Glass Cover, you won’t have to pay an excess if your claim is only for accidental damage to your windscreen or windows.

Policy Document

This page is only a summary of key benefits, and application for cover is subject to underwriting acceptance. For full details, exclusions and limitations, please read the policy document.

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*As voted by consumers 2011 – 2020 in the Reader’s Digest Trusted Brands survey. For more information visit aainsurance.co.nz/awards

What makes us different?

Personal Customer Managers

24 hour claims support

Always speak to a real person

NZ based call centre

Helping you save

One event, one excess

Multi Policy Discount

AA Member discounts

Lower your premium with higher excesses

Tailored to you

We offer three levels of car insurance, so you can get the best cover for your needs and budget - Comprehensive, Third Party, Fire & Theft, and Third Party.

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Frequently asked questions

If you can't find the answer you're looking for, please contact us.
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Why choose AA Insurance?

NZ's most trusted insurer

Thanks for voting us New Zealand's Most Trusted General Insurance provider for ten years running. Earning your trust is one thing. But keeping it is everything.

Our awards

We put you first

We put our customers' needs first and pride ourselves on working with them to eliminate stress and uncertainty.

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Easy, stress-free claims

One of our Customer Managers will guide you through the entire process. They'll keep you fully informed, making sure things stay on track and hassle-free.

Making a claim with us
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